Listen to the entire episode to understand more about building a profitable fintech startup in India, how customer acquisition cost can be reduced, what did Zaggle do to acquire Microsoft as one of their clients, advantages of easy access to credit, building a tech team and more. Share your honest thoughts about the episode in the comments below.
Avinash Godkhindi is the Chief Executive Officer and Managing Director at Zaggle. He holds Bachelor’s degree in Engineering (EEE) from University Visvesvaraya College of Engineering, Bangalore University and Master’s In Business Administration from University of Chicago.
Before Zaggle, Avinash launched the ‘Premier Miles Credit Card’ at Citibank and turned it into the biggest credit card launch in India, winning an award from MasterCard in the process. He has been spearheading Zaggle’s growth since 2012.
Zaggle is a B2B FinTech company digitizing spends to drive growth and unlock value through automated and innovative workflows. They aim to bridge the gap between banks and businesses to provide easy access to capital and ensure the smooth running of the business.
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Know More About Zaggle here –
Website – https://www.zaggle.in/
Twitter – https://twitter.com/zaggleapp
Youtube – https://www.youtube.com/c/Zaggleapp/videos
Linkedin – https://www.linkedin.com/company/zaggleapp/
Follow Avinash on his social media handles –
Linkedin – https://www.linkedin.com/in/avinashgodkhindi/?originalSubdomain=in
Twitter – https://twitter.com/avinashgod
Instagram – https://www.instagram.com/avinashgod/?hl=en
Timestamp:
00:00 – Introduction
00:42 – What does Zaggle do
03:04 – Why Reimbursement account should be separate from Salary account
04:10 – How is the product integrated with Tally
05:13 – FAQs about the product
08:22 – Pricing
10:34 – Revenue model of Zaggle
15:23 – Why Zaggle didn’t choose to give the software for free
16:46 – Profit Margin
17:55 – Is Zaggle profitable
18:05 – Customer acquisition cost of Zaggle
21:08 – Revenue split between large organisations and SMEs
21:50 – Customer churn rate
26:41 – Acquiring Microsoft as a client
31:02 – How was Zaggle started
36:34 – Everything about Zaggle Cards
44:26 – Benefits of Credit card
46:31 – How to build a tech team
51:37 – Tech stack of Zaggle’s product
52:15 – How to hire developers to build an MVP
1:01:07 – RAPID FIRE ROUND
1:03:24 – Advice for aspiring entrepreneurs
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