In this address to the Parliament, Prime Minister Narendra Modi highlights the significant turnaround of India’s banking sector and Public Sector Undertakings (PSUs). He criticises the previous UPA government for the ‘phone banking’ culture that led to a mountain of Non-Performing Assets (NPAs), stating, ‘Today when there is talk of a deal, it is said with pride,’ contrasting it with past scandals like Bofors. The Prime Minister notes that NPAs have been brought down to below one percent through disciplined reforms and transparency. He further emphasises the success of the Mudra Yojana, which has provided over ₹30 lakh crore in collateral-free loans to the youth and women. PM Modi also defends the performance of PSUs like LIC and SBI, asserting they are now record-profit-making entities acting as catalytic agents for ‘Make in India’. He concludes by slamming the opposition for neglecting tribal rights and failing to maintain the level of parliamentary discussion.
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