Shri Shantilal Jain, Executive Director – Bank of Baroda during his conversation with BOOM clarified that in the wake of COVID-19, according to the RBI moratorium the EMI waiver in the loan is not free of cost for borrowers but only a shift in the payment schedule between 1st March to 31st May 2020. Interest will keep accumulating during EMI holiday for those who want to avail the moratorium.
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