Big Savings on Home Loan Interest can be made by Loan Prepayment & managing EMI & Tenure of the Home Loan. Let’s understand how.
EMI Calculator
https://drive.google.com/file/d/1Kv2FoIGdJAnDMw8bGio3pYBz8BsMFuBw/view?usp=sharing
To Invest & Trade in Stocks & Mutual Funds, you can open your account here:
https://zerodha.com/open-account?c=ZMPCPY
Related Videos:
Loan Prepayment vs Investment in Mutual Funds & Stock Market – Loan PrePay करें या Invest करें? – https://www.youtube.com/watch?v=xrhIvfXsudQ
Rent or Buy a House? – Analyse with Calculator
https://www.youtube.com/watch?v=x2lZbfTJ6t8
Home Loan EMI & Eligibility Calculator – Home Affordability
https://www.youtube.com/watch?v=mfgKErHLkGs&t=406s
Taking a loan to meet our financial need is a very common phenomenon across different income groups. We take up different types of loans for different causes and time periods; like a home loan could be stretched over a period of 30 years to buy a home or a property, or a car loan stretched over 5 to 10 years or an education loan for the purpose of educational degrees or courses etc. By choosing to repay a loan against making an investment, we tend to lose on the investment returns as an opportunity cost and sometimes end up paying huge EMI amounts for over a long span of time. So, the important question that arises is how to save on loan interest, especially home loan interest and how to reduce the EMI or the loan tenure as a loan prepayment benefit.
हम सभी के लिए हमारी आर्थिक आवश्यकता को पूरा करने के लिए loan लेना बहुत ही आम बात है. हम सभी विभिन्न कारणों और समय अवधि के लिए विभिन्न प्रकार के loan लेते हैं; जैसे घर या property खरीदने के लिए 30 साल की अवधि तक का home loan, या 5 से 10 साल तक car loan या पढ़ाई की डिग्री या कोर्स आदि के लिए एजुकेशन लोन आदि. परंतु निवेश करने के बजाय loan से हम निवेश रिटर्न तो खोते ही हैं,साथ ही लंबे समय तक भारी EMI राशि का भुगतान भी करते हैं. इसलिए. यह महत्वपूर्ण है कि हम , विशेष रूप से home loan interest और इसलिए इस स्तिथि में यह ज़्यादा महत्वपूर्ण हो जाता है के लोन के ब्याज पर किसी तरह बचत करी जाये और लोन के पूर्व भुगतान के लाभ के रूप में EMI राशि या लोन अवधि को कैसे कम किया जाए.
In this video we have explained;
1. What is loan prepayment?
2. How to prepay loan and reduce EMI or loan tenure?
3. Is loan prepayment a better option than investment?
4. Loan prepayment vs Investment, what is better?
5. What is a loan prepayment calculator?
6. How to repay a loan?
7. What are loan repayment benefits?
8. How to calculate loan interest?
9. How to calculate EMI?
10. What is Home Loan eligibility?
11. What is home loan interest and home loan process?
12. Rent vs buy a home, which is better?
13. How to calculate home loan interest and home loan EMI?
14. How to save max loan interest?
15. How to same maximum home loan interest?
16. How to manage home loan EMI?
17. How to reduce home loan tenure?
18. How to prepay home loan?
In the video, we will look at the possibility of saving on the home loan interest if we opt for the option of loan repayment or loan prepayment vs investment options for beginners. We will learn how loan prepayment reduces EMI or tenure and with home loan example we will also look at the home loan process and home loan eligibility briefly. Big Savings on Home Loan Interest can be made by Loan Prepayment & managing EMI & Tenure of the Home Loan. By the end of this session we would have known in detail about the home loan prepayment option and how to save maximum loan interest? Let’s understand how.
Share This Video:
Subscribe To Our Channel and Get More Finance Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g
Hit the bell icon, Click the Like button & share the video.
Other Great Resources:
AssetYogi – http://assetyogi.com/
Follow Us on:
Facebook – https://www.facebook.com/assetyogi
Twitter – http://twitter.com/assetyogi
Instagram – http://instagram.com/assetyogi
Linkedin – https://www.linkedin.com/company/asset-yogi
We hope you like this video on Home Loan में Interest पे भारी बचत कैसे करें? – How to manage EMI, Tenure & Loan Prepayment? “
