Shri Vikramaditya Singh Khichi, Executive Director, Bank of Baroda during his conversation with ET Now spoke about the positive aspects of the merger between Bank of Baroda, Vijaya Bank and Dena Bank. It entailed the bringing together of many touchpoints, growth in retail lending (barring the education loan sector) and increased profit. In Shri Vikramaditya’s views, overall growth is seen despite the challenges put by NBFCs.

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